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Writer's pictureBrad Haralson

Your Complete Checklist on What to Look for When Buying a Used Car


Man sits in car and talks to a person handing him paperwork

Worried about ending up with a lemon after you've already transferred the money for a used car purchase? Don't stress, we've got you covered with this comprehensive checklist on what to look for when buying a used car!


Essential Components of a Car Buying Checklist


Budget Planning

Start your checklist with a clear budget. Consider the total cost of ownership, including insurance, maintenance, and fuel. This step prevents you from falling in love with a car that’s out of your financial reach.


Researching Vehicle Options

Next, list the types of cars that suit your needs. Do you need a family SUV, a compact sedan for city driving, or a versatile hatchback? Research makes and models to find ones known for reliability and good resale value.


Inspecting the Car

When inspecting a used car, it's a great idea to take it to a local shop and have them run a quick diagnostic test. This will uncover any hidden issues that the seller may not be aware of. You should also check for windshield chips or cracks, which can be costly to repair.


Examine tire conditions and ensure there’s no rust or damage to the bodywork. Inspect the car’s interior for wear and tear on seats and controls.


Test Drive

Take a test drive to check for any unusual sounds or vibrations. Make sure all the features and functions are working properly, including windows, locks, lights, air conditioning, and heating. Pay attention to how the car handles and brakes.


Vehicle History Report

Always ask for a vehicle history report, which will provide information on any accidents, previous owners, and maintenance records. This will help you make an informed decision and avoid buying a car with a problematic past.


Financing Considerations

Consider how you’ll finance the purchase. Will you pay cash, or do you need a loan? If opting for financing, research interest rates and terms from various lenders. Don’t forget to factor in your credit score, as it can influence the terms you’re offered.


Comprehensive Checklist on What to Look for When Buying a Used Car

To ensure you make a well-informed decision, use this checklist while buying a used car.


[ ] Set a Budget: Determine your total budget including insurance, maintenance, and fuel costs.

[ ] Research Vehicles: Identify makes and models that suit your needs and offer reliability.

[ ] Inspect Exterior:

[ ] Check for dents, scratches, and rust.

[ ] Examine tires for wear and tear.

[ ] Look for chips or cracks in the windshield.

[ ] Inspect Interior:

[ ] Test all seat adjustments and controls.

[ ] Check the condition of upholstery and dashboard.

[ ] Take a Test Drive:

[ ] Ensure seamless acceleration and quiet braking.

[ ] Listen for unusual sounds or vibrations.

[ ] Test all features including AC, windows, and locks.

[ ] Review Vehicle History:

[ ] Obtain and review a vehicle history report.

[ ] Verify any reported accidents or major repairs.

[ ] Check Documentation:

[ ] Confirm the title is clean and in the seller's name.

[ ] Ensure all service records are available.

[ ] Consider Financing Options:

[ ] Compare loan options and interest rates.

[ ] Calculate monthly payments and total loan cost.

[ ] Negotiate Price: Use the car’s condition and market value to discuss the price with the seller.

[ ] Finalize Purchase:

[ ] Complete a bill of sale.

[ ] Transfer the title and registration.

[ ] Update your insurance coverage.

Ensure each box is checked to make a confident and secure purchase.


Tips for First-Time Buyers

If you're a first-time buyer who's wondering what to look for when buying a used car, keep these things in mind.


Understand Resale Value

Consider the car’s resale value as part of the buying decision. A car that holds its value well can save you money in the long run if you plan to sell or trade it later.


Watch for Hidden Costs

Be aware of hidden costs like registration fees, taxes, and dealer add-ons. A seemingly affordable car can quickly become expensive once these are added.


Learn Financing Terms

If financing, take time to understand the terms. Know the interest rate, loan duration, and monthly payment amount. Ensure these align with your budget and financial goals.


Quick and Mobile Windshield Repair With Chip Pro Autoglass

If you find a chip or crack in the windshield of the car you'd like to buy, there's an easy fix! Whether you decide to pay for it yourself or ask the seller to cover the cost, getting the windshield repaired is worth it.


We come to your location, can help you figure out how to get the repair done for $0 with insurance, or charge a flat fee of $65—no hidden charges ever. Check windshield repair off your car buying checklist with Chip Pro.


Book online or give us a call/text at 661-317-4876 to schedule your same or next-day repair!

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